Zakat Calculator

Category: Other Finance
- July 26, 2025
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Calculate your annual Zakat quickly and accurately. Enter your assets and liabilities to determine the amount of Zakat you need to pay.

Zakat Calculator

Assets

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Liabilities

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Zakat Settings

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Advanced Options

About Zakat

Zakat is one of the five pillars of Islam and refers to the obligation upon Muslims to give a portion of their wealth to those in need. It is a form of worship and purification of wealth.

Key Concepts
  • Nisab: The minimum amount of wealth that must be owned by a Muslim for a full lunar year before they become eligible to pay Zakat. It is typically valued at 87.48 grams of gold or 612.36 grams of silver.
  • Hawl: The requirement that zakatable assets must be in one's possession for a full lunar year.
  • Rate: The standard rate of Zakat is 2.5% of eligible assets.
What Assets are Subject to Zakat?
  • Gold and silver (including jewellery)
  • Cash and savings
  • Stocks, bonds, and investments
  • Business inventory for sale
  • Rental income (after expenses)
  • Agricultural produce and livestock (different rates may apply)
What is Exempt from Zakat?
  • Personal items for everyday use (home, car, clothes)
  • Tools and equipment used to earn a living
  • Debts and necessary expenses
  • Items below the nisab threshold
Who Receives Zakat?

The Quran specifies eight categories of people who can receive Zakat:

  1. The poor (Al-Fuqara)
  2. The needy (Al-Masakin)
  3. Zakat administrators
  4. Those whose hearts are to be reconciled
  5. Those in bondage (slaves and captives)
  6. The debt-ridden
  7. In the cause of Allah
  8. The stranded traveller

Understanding the Zakat Calculator

The Zakat Calculator is a handy tool designed to help you easily calculate your annual Zakat obligation. It simplifies the complex process of determining what you owe by allowing you to input your assets and liabilities. By entering these values, you can quickly find out how much Zakat you need to pay, ensuring you fulfil this important duty accurately.

How to Enter Your Assets

When using the Zakat Calculator, you'll first need to list your assets. These typically include:

  • Gold and silver (including jewelry)
  • Cash and savings from bank accounts
  • Investments like stocks and mutual funds
  • Business assets such as inventory
  • Any Other zakatable wealth

Inputting these amounts allows the calculator to assess your total assets effectively.

Identifying Your Liabilities

Next, it's essential to account for any liabilities you have. These may include:

  • Outstanding debts or loans
  • Upcoming necessary expenses

By subtracting your total liabilities from your total assets, the calculator will help determine your net zakatable amount.

Setting Up Your Zakat Preferences

The Zakat Calculator offers settings for personalising your results. You can adjust the Nisab value, which is the minimum wealth requirement for Zakat, as well as the zakat rate, typically set at 2.5%. These settings ensure that your calculation is tailored to your current circumstances and the market values.

Advanced Calculation Options

For those who want a more detailed output, the Zakat Calculator includes advanced options. You can choose the number of decimal places for your results and whether to see the calculation steps. Additionally, you can opt to round up the final amount to ensure you are giving a little extra.

Viewing Your Results

Once you've entered your details, the Zakat Calculator displays your results clearly. You'll see your total assets, total liabilities, net zakatable amount, and the Zakat payable. This breakdown allows you to understand how each figure contributes to your final Zakat calculation.

Understanding Zakat and Its Importance

Zakat is a vital aspect of Islamic teachings, representing a form of charity and purification of wealth. It is mandatory for Muslims who meet the Nisab threshold and helps support those in need. By calculating Zakat correctly, you contribute to social welfare and ensure your wealth is blessed and productive.

Who Benefits from Your Zakat?

Your Zakat can make a significant difference in the lives of many. The Quran identifies eight categories of recipients, including:

  • The poor (Al-Fuqara)
  • The needy (Al-Masakin)
  • Zakat administrators
  • Those in bondage
  • The debt-ridden
  • In the cause of Allah
  • The stranded traveller

By giving Zakat, you help distribute wealth and support those who are less fortunate, aligning your actions with the principles of Islam.